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I know its not on the list, but maybe check out the Honda Rubicon. Me and my dad had one of these, and a Foreman 450 for around 10 + years, and they have needed nothing.Pretty sure you can pick up a year or two old one for way less than 10K
Not only are parts expensive the labor will be expensive.A friend owns a shop and curses every Polaris he sees. Says they are the hardest machine to work on.
I'd go for a tractor, the ATVs aren't built for heavy plowing. As for price, the local Kubota dealer offered me a BX18 for under $10k.