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I'd make pets and children live at least as long as their parents. And just to be clear when I'm talking pets I'm referring to their human masters as parents !
It is better for a dog's human to deal with the loss of his companion, than for a dog to have to deal with the loss of his human.
If you haven't gone through the loss of a pet dog (maybe even a cat) then you have missed a major event - when you realize that when you thought it was all about you, it really wasn't.