warning Dairy land ins

[Vagrant]

I had Dairyland ins on my 2012 Gold wing 2001 Guzzi California and 2010 Guzzi Stelvio. Full coverage, $500 deductible. 100/300/500 and max of uninsured and under insured. before I bought the 2015 Versys 1000 I called the agent with the serial # and he quoted within $2. a month of the current Stelvio I was selling. total annual premium for all 3 was $810. well I bought the Versys the same day and cancelled the Stelvio. 3 days latter the new bill showed up. $1,450. they had decided to make it a sport bike. USE CAUTION!!! I went to Allstate, added it to my cars and home. same coverage $510. a year at least for now.  to add insult to injury they are billing me $30. for 3 days and refusing to re-fund me for the unused month siting the policy change and the cancelation removes the winter lay up!

[Vince in Milwaukee]

The're all crooks as far as I'm concerned.  The game is to find the lesser of all the evils.   >:(

[fotoguzzi]

That sucks, I was treated real well by them when I crashed.

[Kentktk]

I`ve been with Geico and they have been great. Just for fun I called Progressive to insure an 2014 MV Agusta F4 and was quoted $6000 per year!  Stayed with Geico of course since it was $750 annually. It pays to shop!

[oldbike54]

 Did you give Dairyland an opportunity to correct their mistake ? I have known the big A to totally screw up MC policies , don't be surprised if your next renewal rates have dramatically changed  :o

 Dusty

[Lannis]

Did you give Dairyland an opportunity to correct their mistake ? I have known the big A to totally screw up MC policies , don't be surprised if your next renewal rates have dramatically changed  :o

 Dusty

I agree ... when I were a young lad with no riding history, Dairyland was the only company that would insure me.   I never claimed on them (or any other insurance company in the last 45 years), but they got me on the road cheap when no one else would.

I'd take a shot at getting the $810 rate back, and asking why they changed it, since your bike isn't a "sport bike" regardless of what they "decide" and you'd like to hear a reason why they bait-and-switched you.   'Cause that's what it sounds like the agent did.   Give his boss a chance to fix it.

Lannis

[oldbike54]

I agree ... when I were a young lad with no riding history, Dairyland was the only company that would insure me.   I never claimed on them (or any other insurance company in the last 45 years), but they got me on the road cheap when no one else would.

I'd take a shot at getting the $810 rate back, and asking why they changed it, since your bike isn't a "sport bike" regardless of what they "decide" and you'd like to hear a reason why they bait-and-switched you.   'Cause that's what it sounds like the agent did.   Give his boss a chance to fix it.

Lannis

 Probably not a mistake by the agent , these decisions are usually made at the corporate level . As for Dairyland , they pulled out of the Oklahoma market in the early '90s because they were ordered to pay on a policy that was lapsed out . Geico does seem to have the best structure for insuring MCs .

  Dusty

[Guzzistajohn]

 This morning I noticed USA today said Oklahoma has the greatest number of un-insured motorists in the country 26%.

[nc43bsa]

Is liability coverage compulsory in OK?

[Arizona Wayne]

This might be better than an oil thread.  :pop  I'm with Progressive and happy.  ???

[blackcat]

Dairyland sucks.

They were downright rude to me on the phone after I reported that someone hit my PARKED CX and claimed I was a bad risk. They never had to pay a claim for my two bikes and dropped my coverage. My insurance agent said they have changed since those days. Evidently not, based on the above.

[Abbienormal]

Your agent makes a difference. I had several bikes insured with Progressive. Before I bought my Norge I called to check my rate. I forget exactly but I remember saying "That's cheaper than my 1987 VFR700." When I actually bought the bike it was over triple. I called a local dealer I am friends with and asked who they had been recommending. I then called there and got a quote for all 4 bikes for less than they wanted for the Norge alone. The amazing part is it was with Progressive. Currently I am a 59 year old with 2 speeding tickets (one falls off this year  ;-T) and my 1998 PC800, 2003 Honda TRX 350 ATV, 2012 Suzuki V-Strom 650 and the 2014 California Touring costs me $550 a year total for a lot more than minimum coverage. Nobody can touch it.
State Farm goes by displacement. I have my 1972 Suzuki TS90, 2002 Yamaha Razz 50 and 2005 Yamaha Zuma 50 insured at the minimum required coverage plus comprehensive for under $25 each a year. One of them I think is $17.

Rudy

[Vagrant]

first I called my Former! agent, now that I have nothing insured with him he said for me to call because he had no leverage anymore. he only insures play toys like cycles. no cars or homes.
so I called the home office of dairy land, first guy was a waste of time, I asked for a supervisor. I asked her if she ordered a steak from restaurant that was $20. and when the bill came it was a $100. bill would she pay it? she said she couldn't answer that question and I said she just did. she also refused to help. at 67 and with a 780 credit score they can kiss my A.. and I will never pay them that $29.44. by canceling early because of their new rate they removed all discounts including the winter lay up on all 3 bikes must be sorer losers than me.

[Abbienormal]

I was not meaning your current agent.  I just meant that because agent X says this company costs this much agent Y may say something different.  After your experience if someone quoted a low rate with Dairyland I would say "Who is next lowest?"  You know they will gouge you as soon as they figure out who it is.

Rudy