Wildguzzi.com

General Category => General Discussion => Topic started by: Tom on March 24, 2021, 01:44:43 PM

Title: Make sure you have the money.
Post by: Tom on March 24, 2021, 01:44:43 PM
News reports out here for the average 3 bdrm/2 bth home on 10K sq. ft. on Oahu, Honolulu County is $917,000.  (reported sales)   :shocked: :shocked: :shocked:  To actually be in the game you need to spend about $950,000 to 1 million.
On this island it's about $200,000 less but if you're financing consider $900,000.   :embarrassed:  I know that if I was in Vegas or Mesa.  I could have a home for less but that would mean I would have to live there.  :rolleyes: :rolleyes:

https://www.khon2.com/local-news/low-inventory-high-demand-driving-oahu-home-prices-through-the-roof/
Title: Re: Make sure you have the money.
Post by: keuka4884 on March 24, 2021, 02:23:12 PM
Where I live in the Finger Lakes in upstate New York, Keuka Lake, lake homes are out of sight. A home 5 doors from our home sold in the dead of winter for close to $600,000. 1300 sq ft, 2 bedrooms, one up and one down with the only bathroom on the middle level, and 36 ft on the lake. There are 2 homes for sale now on the lake. 100 miles of shoreline. It is as if Crazy Eddie is setting the prices. Insane. 
Title: Re: Make sure you have the money.
Post by: Tom on March 24, 2021, 02:33:26 PM
Any home on the water cost more even out here.  Crazy.....until hurricane season.   :grin: 
Title: Re: Make sure you have the money.
Post by: Shorty on March 24, 2021, 02:39:53 PM
I think Hawaiians brag more than Texans......   :kiss:   :grin:
Title: Re: Make sure you have the money.
Post by: wavedog on March 24, 2021, 02:52:06 PM
 House prices are crazy. When my family lived in Hawaii in the sixties I remember my dad saying that to live in Hawaii you have to be a millionaire just to live in poverty.
 My wife and I bought a house after we got married in Washington state that was on the beach. Lowest bank waterfront in the area, in a cove looking west. It was a 100' wide by 150' long lot with a small cabin style house. Cost us ten grand. I sold it a couple years later. That and my G.I. bill got me thru school, and paid for a few other things.
  Recently I looked at a couple of houses that I built in Arizona and the prices are almost back up to what they were before the great market crash of a few years ago. Scary.
Title: Re: Make sure you have the money.
Post by: Tom on March 24, 2021, 03:52:14 PM
I think Hawaiians brag more than Texans......   :kiss:   :grin:

Kanaka Ma Oli or people that live in the state?   :tongue:  and no bragging if you looked at the vid link.   
Title: Re: Make sure you have the money.
Post by: PeteS on March 24, 2021, 04:20:36 PM
Where I live in the Finger Lakes in upstate New York, Keuka Lake, lake homes are out of sight. A home 5 doors from our home sold in the dead of winter for close to $600,000. 1300 sq ft, 2 bedrooms, one up and one down with the only bathroom on the middle level, and 36 ft on the lake. There are 2 homes for sale now on the lake. 100 miles of shoreline. It is as if Crazy Eddie is setting the prices. Insane.

Now tell them what the property taxes are on those properties. Taxes alone can double your monthy payment.

Pete
Title: Re: Make sure you have the money.
Post by: Tom on March 24, 2021, 04:22:21 PM
Hate to think that after you pay off your mortgage, you have to make monthly property tax payments that equal a mortgage payment.  :shocked: :shocked: :shocked:
Title: Re: Make sure you have the money.
Post by: ampm7 on March 24, 2021, 04:29:59 PM
A recent article in the WSJ said that there are more real estate agents than homes for sale. When I was growing up in Del Mar, Ca in the 50's-60's a 750 sq ft house would be $10,000 dollars or less now they are tear downs for millions of dollars.
Title: Re: Make sure you have the money.
Post by: Tom on March 24, 2021, 04:33:49 PM
Supply & demand.  A house by the water is not always the best.  Higher humidity, roaches, more sand, off shore breezes that affect anything metal aka corrosion.  More maintenance.
Title: Re: Make sure you have the money.
Post by: elrealistico on March 24, 2021, 04:43:13 PM
Supply is also kept artificially low in a lot of cases, mostly in the US big cities, California being the most obvious one. There's lots of reasons for this but it mostly all comes back to the same--'MUH PROPITTY VALYUUUS'

we could have cities with mile high skyscrapers and multilayer flying car highways like in 5th element, Star Wars, etc. And keep the greenery outside for motorcycle riding  :cool:
Title: Re: Make sure you have the money.
Post by: Tom on March 24, 2021, 04:58:29 PM
The U.S. philosophy is working.  "You want.  You pay." 
Title: Re: Make sure you have the money.
Post by: pebra on March 24, 2021, 06:21:44 PM
Abundant, cheap money => asset prices reach levels you thought were impossible

Title: Re: Make sure you have the money.
Post by: Shorty on March 24, 2021, 08:34:20 PM
Kanaka Ma Oli or people that live in the state?   :tongue:  and no bragging if you looked at the vid link.

Probably just Texans who moved there.... :grin:
Title: Re: Make sure you have the money.
Post by: Tom on March 24, 2021, 08:42:23 PM
Well then that would explain it.  :grin:
Title: Re: Make sure you have the money.
Post by: stubbie on March 24, 2021, 08:56:01 PM
House prices are going insane here too. Not that I'm looking but a friend of mine is, after his divorce. High demand, low availability so people are offering thousands over the asking price just to secure a home. Some home opens are attracting 50-100 people at opening time. Bit like toilet paper hoarding I think.
Title: Re: Make sure you have the money.
Post by: John Croucher on March 24, 2021, 09:14:17 PM
1 mile from my home is the largest manufacturing,  warehousing, research, technology and distribution facility being built in the U.S.

A massive housing shortage and inadequate infrastructure for housing development.  Old retail centers are being replaced with high density housing because all the infrastructure is in place.. Home prices are projected to increase 20% this year.  There will be a need for over 40,000 Sleeper Cells for just the low income unskilled labor workforce to live in. 

I recently bought a rehab project cheap.  Materials are expensive and in short supply.  A sheet of OSB plywood is over $50 and 2 x 4' are $8 each.

People are stopping at the house wanting to rent as soon as available.  Realtors are sending letters asking me to sell my personal home.  Not for sale.  I built it, I like it, it is my home.
Title: Re: Make sure you have the money.
Post by: AH Fan on March 24, 2021, 11:40:03 PM
Well just to make a contribution....... ..... we are also in the mix here.
You wont be in the game in our area less you have mid 7 figures.
Not sure what's driving this madness but I'm sure when the Govies get called on there spending spree things are a gonna change.
Be careful out there boys and girls.

Ciao
Title: Re: Make sure you have the money.
Post by: Perazzimx14 on March 25, 2021, 05:47:05 AM
25 Hawaii's could fit in Texas. Not sure I could deal with such a small place polluted with tourists while getting price gouged at every turn. 

I'd take a substantially less expensive property in middle Appalachia where the neighbor is one or two hollers over any day.
Title: Re: Make sure you have the money.
Post by: larrys on March 25, 2021, 07:10:21 AM
Prices in my AO are way high. People from NYC fleeing the city. Electric Boat Shipyard ramping up production and hiring bigly. Houses routinely sell for more than the listing price. Ex BIL just bought a house near Stowe, VT. Says its the same there with New Yawkers driving up prices. Wonder what commercial and residential property values in NYC are doing with everyone running away?
Larry
Title: Re: Make sure you have the money.
Post by: Ncdan on March 25, 2021, 07:29:43 AM
Real estate is a sometimes strange thing. A couple years ago I sold some property in southern VA that was my Parents. In that particular part of the state land is cheap and usually won’t even bring tax value. A story and half farm house that had been remodeled years ago and 5 acres of beauty land with a mountain stream running through the middle, only brought 69k. Go figure.
Title: Re: Make sure you have the money.
Post by: guzziart on March 25, 2021, 08:02:17 AM
Hate to think that after you pay off your mortgage, you have to make monthly property tax payments that equal a mortgage payment.  :shocked: :shocked: :shocked:

Yep, that's where I'm at and then some!
Title: Re: Make sure you have the money.
Post by: motogoro on March 25, 2021, 08:54:22 AM
Yep!  Nothings cheap on a rock.  "Everything" is shipped.  I looked online at lots near Pahoa ten years ago.  Expenses aside, lava floes and water issues soured that fantasy. 

Any National rally I rode to was also a work and retirement reconnaissance run.  Saw a lot of beautiful country.  Every time ,without fail, I found myself happy to be home.

Decided rural SE WI was more to my liking, so I stopped looking .  It's close enough to cultural "hotspots" like Chicago, Milwaukee and Madison.  Ditto for transportation hubs. 

I don't mind winter.  It keeps the bugs down.  Work trips to TX and visiting HI (FLA, too!) taught me that!

We built a home last year.  Coincidently, started moving in one year yesterday.  The day WI declared it's "Stay at Home" order. 

I can't imagine building today.  I lose my mind every time I buy a 2 x 4, sheet of OSB or plywood.  The price is always higher than the last purchase. 

Bottom line advice?  Ya might think long and hard about anywhere Home Depot doesn't ship!  LOL  "We're unable to ship this item to homes and stores in: AK GU HI PR VI"  All beautiful places I'd love to visit. 
Title: Re: Make sure you have the money.
Post by: Ncdan on March 25, 2021, 09:04:21 AM
Yep!  Nothings cheap on a rock.  "Everything" is shipped.  I looked online at lots near Pahoa ten years ago.  Expenses aside, lava floes and water issues soured that fantasy. 

Any National rally I rode to was also a work and retirement reconnaissance run.  Saw a lot of beautiful country.  Every time ,without fail, I found myself happy to be home.

Decided rural SE WI was more to my liking, so I stopped looking .  It's close enough to cultural "hotspots" like Chicago, Milwaukee and Madison.  Ditto for transportation hubs. 

I don't mind winter.  It keeps the bugs down.  Work trips to TX and visiting HI (FLA, too!) taught me that!

We built a home last year.  Coincidently, started moving in one year yesterday.  The day WI declared it's "Stay at Home" order. 

I can't imagine building today.  I lose my mind every time I buy a 2 x 4, sheet of OSB or plywood.  The price is always higher than the last purchase. 

Bottom line advice?  Ya might think long and hard about anywhere Home Depot doesn't ship!  LOL  "We're unable to ship this item to homes and stores in: AK GU HI PR VI"  All beautiful places I'd love to visit.
You are exactly right. We built our river house at the end of 2019. A sheet of OSB was 8 bucks. I understand today it’s triple that amount. I subbed my house myself and had 120.00 a square foot in the house. I wonder what that cost would be today?
Title: Re: Make sure you have the money.
Post by: pebra on March 25, 2021, 09:23:48 AM
I think prices in our area are ridiculous.

We had relatives from California visiting a couple of years ago  -  they thought our rental and property prices were ridiculously low!

Title: Re: Make sure you have the money.
Post by: s1120 on March 25, 2021, 10:07:39 AM
I am quickly planning on leaving NY..  Really might be the first time I make a buck on a house the way prices are going. But its not the houses so much, but knowing what you are going to pay for taxes!!!  They want to make it look like the tax increases are not that bad..  so they reassess the house for 100K more..  Bleed us dry, or push us out. Heading to the south Atlantic states I think,,  NC, SC, or Ga..  Taxes a lot better for in a few years when retirement comes.. house prices are WORLDS better then NY, and the winters less harsh and not as long..   
Title: Re: Make sure you have the money.
Post by: Dave Swanson on March 25, 2021, 10:28:32 AM
Interesting thread to read!  I am glad I have not desire to move anywhere, as I don't think I would have the stomach for all it would take to relocate.  I am thankful that I am very content where I am at.   Hopefully this house is where I will be carried feet first out of. 

Northern Illinois wouldn't be high on most folk's list  for the best place to live, but I really like it here.  I guess that is why I have been here all of my life. 
Title: Re: Make sure you have the money.
Post by: Stretch on March 25, 2021, 10:37:12 AM
Even up here in Maine prices are being pushed up by New Yorkers and folks from Massachusetts.
People have gone nuts.

My older son is currently trying to buy a house, and if you're not the first person to look at it, it's gone.

There's going to be a price adjustment when all of this shakes out. I bought my current home 7 years
ago. A couple got a no-down-payment mortgage at the height of the madness in 2007/2008, and couldn't
make the ridiculous payments. I got a great deal on a short sale. I can see this happening again in a few
years.

                                                                                          -Stretch
Title: Re: Make sure you have the money.
Post by: keuka4884 on March 25, 2021, 12:53:39 PM
Our home on Keuka Lake is assessed for $525,000. Value is around $650,000. Taxes are $7500 a year. We figure since we have lived here (1985), the value of our home has gone up by $1400 per month for every month we have lived on the lake. So taxes may be a bit high but when you factor in the appreciation on the home we are doing just fine. Oh, and by the way, the views are priceless!!!
Title: Re: Make sure you have the money.
Post by: berniebee on March 25, 2021, 01:07:18 PM
News reports out here for the average 3 bdrm/2 bth home on 10K sq. ft. on Oahu, Honolulu County is $917,000.  (reported sales)   :shocked: :shocked: :shocked:  To actually be in the game you need to spend about $950,000 to 1 million.
On this island it's about $200,000 less but if you're financing consider $900,000.   :embarrassed:  I know that if I was in Vegas or Mesa.  I could have a home for less but that would mean I would have to live there.  :rolleyes: :rolleyes:

https://www.khon2.com/local-news/low-inventory-high-demand-driving-oahu-home-prices-through-the-roof/
'
 I've visited Hawaii twice (O'ahu and Maui) and loved it, but I could never live there. As a biker, I would get bored in no time. The cost of living is insane, the traffic in Honolulu is unbelievable and there's too many dang tourists! (Like me.)  :laugh:
Title: Re: Make sure you have the money.
Post by: John Ulrich on March 25, 2021, 01:52:31 PM
Accounting 101, Both my places are at the break even value in two hot markets.  One we have lived in for 30 years and have all receipts.   If you don’t count improvements keeping things up to date we’d make a killing. 
Title: Re: Make sure you have the money.
Post by: Texas Turnip on March 25, 2021, 02:21:04 PM
For the hell of it I checked on the prices of houses in CedarVale, KS. Prices lower than a snakes ass in a wagon wheel track. Check out real estate in Cedar Vale for a suprise.

I like to visit there, but don't think I'd want to live there.
Tex
Title: Re: Make sure you have the money.
Post by: jpv7 on March 26, 2021, 04:06:13 PM
The average price of single, detached homes here in Toronto and suburbia is now $1M cdn...caused by low interest rates.  Crazy.
Title: Re: Make sure you have the money.
Post by: Tom on March 26, 2021, 08:25:43 PM
I keep getting realtors trying to get me to list my home for sell.  I tell them that I'm not interested.

Their reply is do you know what your house is worth?  My reply "Where would I live???"
Title: Re: Make sure you have the money.
Post by: motogoro on March 27, 2021, 08:36:10 AM
I keep getting realtors trying to get me to list my home for sell.  I tell them that I'm not interested.

Their reply is do you know what your house is worth?  My reply "Where would I live???"

Tom, the illogical answer would be take the money and come to the mainland. 

One of my dad's childhood friends sold their house on Maui and moved into assisted living in Mililani.  Might as well have been anywhere along I-10.  Well,...   they would have to settle for Waffle House instead of Koa Pancake House.  LOL
Title: Re: Make sure you have the money.
Post by: Tom on March 27, 2021, 11:55:38 AM
I'm not living on the Mainland again.  It's not the best for a non-white.  Officially, I'm a "Yellow".  It's on my birth ceritficate.  Besides, I'd have a hard time moving 35 bikes.  :grin: :grin: :grin:
Title: Re: Make sure you have the money.
Post by: nbags on March 28, 2021, 07:05:35 AM
remember 2009 BUBBLE , same going on right now lenders are putting up 125% of appraised value , low interest rates and last people saving a bunch of money from - ,eating at home, not going to movies , no vacation , working from home , not using cars much and so on .I hope I'm but history seems to repeat it self.
Title: Re: Make sure you have the money.
Post by: s1120 on March 29, 2021, 05:20:21 AM
Even up here in Maine prices are being pushed up by New Yorkers and folks from Massachusetts.
People have gone nuts.

My older son is currently trying to buy a house, and if you're not the first person to look at it, it's gone.

There's going to be a price adjustment when all of this shakes out. I bought my current home 7 years
ago. A couple got a no-down-payment mortgage at the height of the madness in 2007/2008, and couldn't
make the ridiculous payments. I got a great deal on a short sale. I can see this happening again in a few
years.

                                                                                          -Stretch

We have a small place out of Cape Cod, and its the same as you say. The thing is with - a lot of the big companies are seeing that they dont NEED to pay the high rents on office spaces, and people that worked and lived near these big city area's are finding nicer places to live now that they dont need to drive into the office. I kinda wish I was ready/thinking to sell, because the values are going up 2-3 times what they were just a few years ago!! 
Title: Re: Make sure you have the money.
Post by: redhawk47 on March 29, 2021, 10:56:06 AM
In the Colorado Front Range it is a seller's market!!  The number of houses for sale are about half of normal.  Prices are up - a lot. Buyers are offering $10k and $20k over asking price and waving an inspection requirement.  Contracts the first day with several backup contracts.  I saw a realtor's billboard yesterday that said "Sell your house in 72 hours, guaranteed".

Dan
Title: Re: Make sure you have the money.
Post by: AJ Huff on March 29, 2021, 01:25:59 PM
Hope this hot market holds as I am planning on putting our house up for sale late next month. Fingers crossed.

-AJ
Title: Re: Make sure you have the money.
Post by: John Ulrich on March 29, 2021, 07:17:51 PM
Good read.............

https://azbigmedia.com/real-estate/residential-real-estate/is-a-housing-market-crash-on-the-way-in-2021/
Title: Re: Make sure you have the money.
Post by: SIR REAL ED on April 03, 2021, 06:02:23 PM
Our home on Keuka Lake is assessed for $525,000. Value is around $650,000. Taxes are $7500 a year. We figure since we have lived here (1985), the value of our home has gone up by $1400 per month for every month we have lived on the lake. So taxes may be a bit high but when you factor in the appreciation on the home we are doing just fine. Oh, and by the way, the views are priceless!!!

Very interesting thread.  Would be much better and even more informative if EVERYONE listed their location in their profile or in their post.

As someone who grew up west of Rochester, NY and lived in TX, and now VA, much of NY is a great place to escape from.  Taxes, govt regulations, and weather being the biggest downsides.

A co worker from Boston was looking at buying his first house here in Lynchburg, VA.  He asked about taxes. 
"$300!" 
He replied "$300 a month is not bad." 
Real estate agent looked at him like he was nuts. 
"No, $300 a year!"
"Oh!"
Title: Re: Make sure you have the money.
Post by: Griso8V on April 03, 2021, 06:51:02 PM
I live in Silicon Valley/Santa Clara Valley California.  Prices are very high ie. crazy.  There is a house in my development here that is the smallest of the models at 1300 sq. feet, 2 beds 2 baths.  Listed at $1.6 million.  Sold in a week at over asking not sure how much more...My home is a larger model with 3 beds 2 and one half bath, 2100 sq feet; i have no idea what it would bring if I sold today, maybe $2 million +.  That is just the way it is here in the Valley of Hearts Delight...
You got to pay to play...