Wildguzzi.com
General Category => General Discussion => Topic started by: Sykestone8886 on September 28, 2022, 01:57:48 PM
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Hope all you Floridians stay safe !!!
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I called Guzzidad and he was fine in Tampa, bikes are dry. Generator is ready.
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I have friends in Flori duh. I'd have been gone.
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:thumb:
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Family in Tampa & nearby area are more ready than not ready. But when I opened email a few minutes ago, I had to laugh a little at a graphic from SCDNR. If anyone needs a map to my place, here it is. Apparently there’s a big D painted on the roof of our house that we didn’t know about…….
(https://i.ibb.co/2WjjS9Y/F171-FC11-BCDA-4-EBB-A000-BB87-A03-BD5-CB.png) (https://ibb.co/2WjjS9Y)
They’re only predicting storm remnants here- heavy rains, strong winds and chance of isolated tornadoes- which is a fairly typical summer storm prediction. Most such storms lose a lot of energy by the time they get this far inland. So hopefully there will be no big issues with this one, either. We’ll know more on Sunday.
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Wasn't too bad here in Tampa. Just a steady light rain for 24 hours and a few wind gusts of maybe 60mph. We never even lost power. 100 miles south of us weren't as lucky.
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Wasn't too bad here in Tampa. Just a steady light rain for 24 hours and a few wind gusts of maybe 60mph. We never even lost power. 100 miles south of us weren't as lucky.
My sister and family in Tampa said: "All OK...just some wind, rain, and flooding..." :thumb: :boozing: :cool:
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It will be interesting to see where this one lands on the list of Hurricanes that affected Florida.
https://en.wikipedia.org/wiki/List_of_Florida_hurricanes
Living in Daytona Beach and then outside of Orlando, I can attest that just normal storms were devastating to neighborhoods. Had my motorcycle blown over due to a microburst once, and had my wood privacy fence cross braces shattered. People actually got hit by lightning sitting in their living rooms during the all too frequent thunderstorms.
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With insurance companies fleeing the state before this hurricane due to ...........in Tallahassee, the pain of that ripple effect will be significant.
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With insurance companies fleeing the state before this hurricane due to ...........in Tallahassee, the pain of that ripple effect will be significant.
:shocked:
When I lived in Florida I went with an insurance company that had very little inroads into the state. When all my neighbors were having a hard time getting State Farm, Allstate, etc. to pay their claims, my out of state adjuster showed up and wrote me a check that day. I learned to never go with the company that has a large presence in the area. They will do all they can to minimize their payouts.
Not sure what one city would have to do with insurance companies leaving the state, since they are all about making as much money as possible.
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:shocked:
When I lived in Florida I went with an insurance company that had very little inroads into the state. When all my neighbors were having a hard time getting State Farm, Allstate, etc. to pay their claims, my out of state adjuster showed up and wrote me a check that day. I learned to never go with the company that has a large presence in the area. They will do all they can to minimize their payouts.
Not sure what one city would have to do with insurance companies leaving the state, since they are all about making as much money as possible.
I don't know when you lived in Florida but things have changed and this storm will push even more companies over the edge. "One city"? They are going to have claims from south Florida to Jacksonville and while it's early I've heard that the claims will be in the $50-60-70 billion dollar range. I made no claims after Hurricane Sally which hit two years ago and my insurance went up $2K and it's likely that my insurance company,UPC will probably go out of business from this storm. If you have a brand new house the rates are affordable, for Florida but compared to other states the cost is high even on a new home, and if you have an older home(mine is almost 100 years old) the costs are substantially high. My property insurance is almost 6 times higher than the property tax. Our insurance broker told me that a client of his who lives in a multi-million dollar home on the beach had their wind policy raised to almost $60K a year.
https://floridaphoenix.com/2022/06/07/amid-turbulence-in-fl-property-insurance-market-homeowners-still-have-options-but-not-many/
https://www.insurancejournal.com/news/southeast/2022/08/25/682046.htm
https://www.bankrate.com/insurance/homeowners-insurance/florida-homeowners-insurance-crisis/
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I don't know when you lived in Florida but things have changed and this storm will push even more companies over the edge. "One city"? They are going to have claims from south Florida to Jacksonville and while it's early I've heard that the claims will be in the $50-60-70 billion dollar range. I made no claims after Hurricane Sally which hit two years ago and my insurance went up $2K and it's likely that my insurance company,UPC will probably go out of business from this storm. If you have a brand new house the rates are affordable, for Florida but compared to other states the cost is high even on a new home, and if you have an older home(mine is almost 100 years old) the costs are substantially high. My property insurance is almost 6 times higher than the property tax. Our insurance broker told me that a client of his who lives in a multi-million dollar home on the beach had their wind policy raised to almost $60K a year.
https://floridaphoenix.com/2022/06/07/amid-turbulence-in-fl-property-insurance-market-homeowners-still-have-options-but-not-many/
https://www.insurancejournal.com/news/southeast/2022/08/25/682046.htm
https://www.bankrate.com/insurance/homeowners-insurance/florida-homeowners-insurance-crisis/
The insurance business is all about risk analysis. If they can't hold onto your money long enough to build it through investments then they have to decide what the rates should be, and if they even want to insure in a high risk area.
Just like any insurance, if I were 21 and bought a Ninja 1400 I'm going to pay an astronomical amount to have insurance coverage, if I can find coverage at all.
Where I currently live property taxes are in the hundreds of dollars and so is property insurance. It might be time to leave Florida for the rich and homeless.
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“It might be time to leave Florida…”
Way past time, neither one of us like it here as it was just supposed to be a temporary stop.