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General Category => General Discussion => Topic started by: TobyJug on May 30, 2016, 04:45:49 PM

Title: Any Sidecarists Out There?
Post by: TobyJug on May 30, 2016, 04:45:49 PM

I just enquired about the difference in insurance if I put a sidecar on and I was told it would actually cost MORE with a sidecar than without.  Is this normal for everywhere else as well as BC (Canada)?

Title: Re: Any Sidecarists Out There?
Post by: Arizona Wayne on May 30, 2016, 04:51:05 PM

I've had sidecars in Calif. and it made no difference on insurance as it's considered an accessory to the MC.

Title: Re: Any Sidecarists Out There?
Post by: alienbogey on May 30, 2016, 04:53:08 PM

Made no difference to us, but our Ural Retro came from the factory with a sidecar.

Title: Re: Any Sidecarists Out There?
Post by: sidecarnutz on May 30, 2016, 04:59:25 PM

Here in Va. a sidecar is an accessory. Just buy some accessory insurance to cover the sidecar value. I have this on my car insurance to cover my trailers I use.

Title: Re: Any Sidecarists Out There?
Post by: Sasquatch Jim on May 30, 2016, 08:08:43 PM

  I have had sidecars so long I don't know if there is a difference.

Title: Re: Any Sidecarists Out There?
Post by: guzzisteve on May 30, 2016, 09:00:07 PM

Same here in GA and in IL it's listed as an accessory .

Title: Re: Any Sidecarists Out There?
Post by: Tom on May 30, 2016, 11:40:10 PM

 :1: out here too.  No additional charge to liability & no-fault but if you want full coverage.  collision etc.  cost more.

Title: Re: Any Sidecarists Out There?
Post by: n3303j on May 31, 2016, 12:04:50 AM

3 rides currently registered.
No coverage for replacing my bike, just injury and high liability.
The Ural Rig has a premium about 10% greater than the other two.
I'm paying about $150 each.

I assumed the heavier rig could do more damage.

Love my rig but it does not stop or turn as readily as my solo bikes.
Therefore represents more of a potential risk.