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General Category => General Discussion => Topic started by: Tom on August 22, 2016, 08:53:36 PM

Title: Standing in line at a bank.
Post by: Tom on August 22, 2016, 08:53:36 PM
How ironic that you have to stand in line when making a deposit especially cash.  I get the standing in line to withdraw cash but depositing?
Title: Re: Standing in line at a bank.
Post by: normzone on August 22, 2016, 08:57:48 PM
Just give it to me, and for a percentage I'll relieve you of that chore.
Title: Re: Standing in line at a bank.
Post by: Tom on August 22, 2016, 09:00:17 PM
Something worth considering.....NOT!.  :grin:
Title: Re: Standing in line at a bank.
Post by: fotoguzzi on August 22, 2016, 09:07:01 PM
Bank tellers are not paid very well yet highly scrutinized.. thus very careful not to make a mistake.. and yes, there are never enough of them when I enter a bank.
Title: Re: Standing in line at a bank.
Post by: Sasquatch Jim on August 22, 2016, 09:24:58 PM
  It is still not as bad as standing in line at some D.M.V.s
Title: Re: Standing in line at a bank.
Post by: Moto Fugazzi on August 22, 2016, 09:53:41 PM
The Dollar Tree near my work is the worst. Always huge lines, and it's amazing how many people have to put things back at the checkout line because they don't have enough cash on them. If I have $5 cash, I can buy 7 $1 items, Right?
Ken
Title: Re: Standing in line at a bank.
Post by: H-E-ROSS on August 22, 2016, 10:48:16 PM
Tom, you are banking in the wrong bank! Lines are shorter than ever at my bank. With online banking, fewer customers enter the place.
It is not uncommon to find no line what so ever!
Title: Re: Standing in line at a bank.
Post by: Tom on August 22, 2016, 10:50:43 PM
I was thinking of doing Ally banking.  I try to do as much as possible on-line but I have some tenants that pay in cash.
Title: Re: Standing in line at a bank.
Post by: lucky phil on August 22, 2016, 11:46:25 PM
How ironic that you have to stand in line when making a deposit especially cash.  I get the standing in line to withdraw cash but depositing?

Dont you realize what an honor it is for you that the bank allows you to deposit your money with them?

Ciao   
Title: Re: Standing in line at a bank.
Post by: Kiwi_Roy on August 22, 2016, 11:47:35 PM
Here in the frozen North if we don't feel like lining up stuff your cash in a bank machine, it counts it and if you agree it deposits it straight into your account.
Other banks let you deposit a cheque by snapping it with your phone, I haven't tried that yet.
Title: Re: Standing in line at a bank.
Post by: stevet on August 23, 2016, 06:03:12 AM
Put it in an envelope with a deposit slip, then drop it in the overnight deposit drop box on the outside wall of the bank.  My banks around here still, for the most part, have them.

Steve.
Title: Re: Standing in line at a bank.
Post by: Texas Turnip on August 23, 2016, 06:59:09 AM
Towards the end of the month I have to stand in a looong line at the pawn shop.

Tex
Title: Re: Standing in line at a bank.
Post by: Lannis on August 23, 2016, 07:24:53 AM
Put it in an envelope with a deposit slip, then drop it in the overnight deposit drop box on the outside wall of the bank.  My banks around here still, for the most part, have them.

Steve.

You can either stick it in the night deposit or in the ATM machine.    I don't see any reason for going into a bank lobby any more unless I need to open a new account or something .... ?

Lannis
Title: Re: Standing in line at a bank.
Post by: Gliderjohn on August 23, 2016, 08:13:52 AM
A few years back went from Bank of America with it's lines and other assorted hassles to a locally owned bank. No regrets. If I do use the lobby I have rarely had to wait. If I did feel I have some problem with them the bank president is located right there, not in NY or someplace.
GliderJohn
Title: Re: Standing in line at a bank.
Post by: sib on August 23, 2016, 08:37:49 AM
Cash?  What's that?  I use it only for the tip jar at my local coffee emporium.  Everything else gets paid by ApplePay or a charge card.  My main occasion for writing checks is to pay the IRS.  For depositing checks received, I use mobile pay on my iPhone.  I haven't been to a bank in a year or more.
Title: Re: Standing in line at a bank.
Post by: Bulldog9 on August 23, 2016, 09:15:23 AM
I can't remember the last time I've been in a Bank lobby or seen a teller. I use USAA which is almost completely online.
Title: Re: Standing in line at a bank.
Post by: Tom on August 23, 2016, 07:25:32 PM
Gotta take the cash when the renters pay in it.  I have some that use a debit card. 
Title: Re: Standing in line at a bank.
Post by: Lannis on August 23, 2016, 07:32:54 PM
Gotta take the cash when the renters pay in it.  I have some that use a debit card.

Stick the cash and a deposit slip into an envelope, and stick it in the night deposit or the ATM?

Lannis
Title: Re: Standing in line at a bank.
Post by: Tom on August 23, 2016, 07:36:58 PM
No can do.  Seems they have bugs with the ATM doing cash deposits.  They've been working on it.  When their new system is up.  No deposit slips either and cash can be deposited through the ATM.  The line is the option now.
Title: Re: Standing in line at a bank.
Post by: Farmer Dan on August 23, 2016, 07:40:11 PM
The ATM at the credit union I use will take cash deposits.  Checks I can scan and deposit on line. 
Title: Re: Standing in line at a bank.
Post by: oldbike54 on August 23, 2016, 07:44:28 PM
 Tom , just how long are you waiting in line ?

 Dusty
Title: Re: Standing in line at a bank.
Post by: Lannis on August 23, 2016, 07:52:35 PM
No can do.  Seems they have bugs with the ATM doing cash deposits.  They've been working on it.  When their new system is up.  No deposit slips either and cash can be deposited through the ATM.  The line is the option now.

Seems to be a common occurrence these days.

Like Moto Guzzi.   Playing "Keep Up With The Yamazukis" and installing ECUs and FIs and ABSs and all that, and in the meantime forgot how to make a camshaft or a tappet.

Sounds like the Bank has all sorts of wonderful new ways to look at reports and send info to your Android .... and forgot how to take your money in the meantime.   If my bank didn't have a Night Deposit slot in the wall so I could put my money in it, I'd find another bank post-haste.   I've done it 3 times in 30 years, it's not so hard.

Lannis
Title: Re: Standing in line at a bank.
Post by: Penderic on August 23, 2016, 08:25:17 PM
Bank?

(http://i1299.photobucket.com/albums/ag77/Penderic/Penderic002/extra%20cash_zpsxqkzgmsf.jpg)
 :grin:
Title: Re: Standing in line at a bank.
Post by: slowmover on August 23, 2016, 08:44:36 PM
Cash is king with me.The wife has been trying to get me to use some stupid card with no success.I can do my transaction at the Mexican food takeout with my 20$ bill in the same time as the 4 dummies in front of me with the cards.Stick with what works.

Title: Re: Standing in line at a bank.
Post by: Tom on August 23, 2016, 08:51:26 PM
Tom , just how long are you waiting in line ?

 Dusty

10 minutes, Maybe 12.  Hope they get the ATM fixed.  They did away with the deposit that Lannis describes but only for checks no cash.