Wildguzzi.com
General Category => General Discussion => Topic started by: Chet Rugg on September 27, 2016, 09:48:01 AM
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62 years old !! TODAY
In all honesty I don't know how I made it,
:Beating_A_Dead_Hors e_by_liviu
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Celebrate your youth by riding. I STARTED riding at 71, and have thoroughly enjoyed the last 4 years.
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Happy Birthday Chet!! I know the feeling. Sign up for SS and start getting your $ back. Good reason to have a shot of whiskey. I'll raise one to you today. Never thought I would make it either but here we are as Seniors.
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Happy Birthday Chet!! I know the feeling. Sign up for SS and start getting your $ back.
All the "advisers" including the SS Administration will tell you to wait till 66 or 70 to start collecting, but I say sod that for a game of soldiers. Even if all went well, I wouldn't "break even" on the later draw until age 79 or so ... and who knows what might happen between now and then? I hit your age in June and will start drawing in January coming up, on the well known principle of "Get it while you can!"
62 is the new 42 anyhow.
Lannis
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HAPPY B'DAY~ they will come faster now!!
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Problem with drawing s at 62 is after about 15k of income they start deducting $1 for
every $2 you earn. After full retirement age you can make as much as you want without penalty.
Do your researh. I have been looking at it since I turn 62 next year.
Happy birthday!
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Problem with drawing s at 62 is after about 15k of income they start deducting $1 for
every $2 you earn. After full retirement age you can make as much as you want without penalty.
Do your researh. I have been looking at it since I turn 62 next year.
Happy birthday!
Income? INCOME? The whole reason for retiring was to quit worrying about "earning income". Living off the fat of the land, courtesy of working guys like our Dillw, is my plan ...
Lannis
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62 years old !! TODAY
In all honesty I don't know how I made it,
:Beating_A_Dead_Hors e_by_liviu
Neither do most of your friends :shocked:
Happy birthday Chet :thumb:
Dusty
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Already signed for SS first check November.
No work today for sure.
I bet some of you know where Chets going today? :wink:
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Happy BD Chet. The goal is to become a mellow senior citizen and not a cranky old fart.
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Happy Birthday Chet !!!
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Happy BD Chet. The goal is to become a mellow senior citizen and not a cranky old fart.
Just keep those damn kids off your lawn!!
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Happy BD Chet! I recently turned 61 so just behind you.
GliderJohn
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"If I had known I would live this long I would have taken better care of myself."
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Problem with drawing s at 62 is after about 15k of income they start deducting $1 for
every $2 you earn. After full retirement age you can make as much as you want without penalty.
Do your researh. I have been looking at it since I turn 62 next year.
Happy birthday!
It really depends on your needs. If you like your job (I did) and want to work for several more years (I did) then wait until 66. I started collecting at 65 and 4 months 11 years ago while working full time. Didn't really need the extra money then so it all went into investments.
As I said, it all depends on your situation - there is no one simple answer.
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Retire! I did at 62 and it's great.... :laugh:
Many happy returns of the day!!
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Income? INCOME? The whole reason for retiring was to quit worrying about "earning income". Living off the fat of the land, courtesy of working guys like our Dillw, is my plan ...
Lannis
:boozing:
I'll be working until I'm 79 just to take care of you old farts...
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62 years old !!
In all honesty I don't know how I made it,
:Beating_A_Dead_Hors e_by_liviu
Happy Birthday Chet! ...and welcome to the "Guzzi Geezer Club!" (LOL) Go out...do something FUN...and enjoy the day! :thumb: :cool: :1:
I turned 62 in August...still working full-time (sadly), still riding...and still enjoying life! :cool:
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Biggest concern for me at 60 is how to pay for Medical. Not eligible until 65 for medicare, and current pricing through the (not so) affordable care act is about $1000 a month for my wife and I.
What am I missing?
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I am retired but still in my previous employer's insurance pool. With dental it runs about $1,300 a month, still better than I could do on other plans. I have no other payments however so that helps to cover medical.
GliderJohn
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Biggest concern for me at 60 is how to pay for Medical. Not eligible until 65 for medicare, and current pricing through the (not so) affordable care act is about $1000 a month for my wife and I.
What am I missing?
HAPPY BD, CHET!
This. Wife is 4 years younger. I'm working til 66 (another year and a half), Lord willin, so she can stay on my employee health care. Then she will be 62, and we can use her SS $ to buy her whatever health care plan is still available. That is unless the new contract at work includes an early out buy out. Possible but not holding my breath.
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:boozing:
I'll be working until I'm 79 just to take care of you old farts...
And don't think we don't appreciate it. Every single morning, sitting on the patio drinking coffee and trying to decide what to do today, I think about you and say "Man, I'm glad these guys are still funding my social security and pension!"
Good work!
Lannis
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Congrats and welcome to the club.
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Well I got lucky(kinda) and have yet to tap into my SS @ 73 years young. But retired from work @ 54 yo. All I had to do is fall off a ladder 14' up at work, crack my skull, and end up with a 100% disability for life. :evil: Been retired for 19 years so far. :thumb: Before my injury I didn't know if I'd ever really have a retirement. Some times life moves in strange ways.
You guys waiting many years before you plan to retire. You're assuming you are going to iive a long life. I saw a guy who died before he received his 1st retirement check. :sad:
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Happy Birthday Chet!!!!! Many happy miles in your retirement
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Retirement - the best way to get old, fat and useless :evil: - at least, that's how I comfort myself. I turned 65 last month with no hope of getting out of the harness in the distance :weiner:. Still, can't complain, it's a light yoke (to extend the metaphor) and it keeps me healthy enough to ride.
Nick
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Enjoy your youth Chet, it only comes by once..
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Congrats! Happy Birthday and Aloha from the middle of the Pacific. :thumb:
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Retirement - the best way to get old, fat and useless :evil: - at least, that's how I comfort myself. I turned 65 last month with no hope of getting out of the harness in the distance :weiner:. Still, can't complain, it's a light yoke (to extend the metaphor) and it keeps me healthy enough to ride.
Nick
retirement has given me time to go to the gym and attempt to get healthy. I've lost a few pounds, gained some tone, and have dropped some meds. I've got a long ways to go but I haven't felt better in many years. Time to ride, to go to movies, eat out, grill, take vacations......
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Retirement ain't what it's cut out to be...... :grin: Gotta find something else to occupy your time. Sell everything and hit the road. :smiley:
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You guys waiting many years before you plan to retire. You're assuming you are going to iive a long life. I saw a guy who died before he received his 1st retirement check. :sad:
My father dropped dead of a heart attack just shy of his 61st birthday. I'll be retiring as soon as possible.
(https://scontent-iad3-1.xx.fbcdn.net/v/t1.0-0/p480x480/14441213_909601662507711_7012823210759717983_n.jpg?oh=2dd8023ea45e4f606f0f3e8cb4b2aaa8&oe=58746917)
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Happy Birthday! It's my birthday today too but I've got quite a ways to 62. Have a pint for me! :boozing:
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Happy birthday you young pup. I spent all my money on wild women, whiskey and wandering around on the Guzzis The rest of my money I wasted. Still started collecting SS at the first chance.
I've never seen a Brinx truck following a hearse.
Enjoy life and I know you do
Tex
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Celebrate your youth by riding. I STARTED riding at 71, and have thoroughly enjoyed the last 4 years.
I just did my first track day at 68. Nobody seemed to find that remotely surprising.
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Messed up my retirement. I went back to work. :embarrassed:
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Chet is 'Hero of the Day"!
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A very very Happy Birthday to you! (http://i1299.photobucket.com/albums/ag77/Penderic/Penderic002/partyblower_zpsrhm6a8km.gif)
(http://i1299.photobucket.com/albums/ag77/Penderic/Penderic002/party_zpsxevzpw6u.gif)
It's at your place?
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Happy Birthday don't let them Indians get all our money
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Before deciding to collect SS at 62, buy and read this book: Get What's Yours; The Secret to Maxing Out Your Social Security, by Kotlikoff, Miller and Solman. The last author, Paul Soloman, is the PBS News hour's economic correspondent.
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Retirement - the best way to get old, fat and useless ....
Nick
I wondered why retirement was such an easy transition for me ....
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IMHO, retirement is just another door opening. This time you get to do what you really want to do. Forget about the pay. The options are endless. I took every welding course the local community college offered. That led to lots of community projects. I got my merchant mariners license (50 ton) and helped sail a schooner to Bermuda. I'm on the city Planning Commission. After a few cross country motorcycle trips I'm thinking about trips under 1500 miles now. The thing is, now you can do what makes you feel good. If the gig turns out to be crap...you can always bail out. The key is to keep your mind active. Just my humble opinion at age 70.
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Ouch!
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We have had many friends and relatives die before turning 62. That was one of the main reasons I retired at 60. Even though I had what was overall a great job, it took me about 10 miles on the last drive home from my office to be adjusted to retirement. Have not regretted a moment so far.
GliderJohn
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I coach high school sports. :rolleyes: :rolleyes: :rolleyes: If you haven't any contact with the younger generation, you're in for a surprise. :laugh:
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Happy Birthday don't let them Indians get all our money
Hush , we're broke down here :grin:
Dusty
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62, it's either "young" or old. Depends upon your health(genes) and attitude. I cheated and married a young'n. Now I can mooch off her health plan at work until I turn 65 otherwise I never could have been paid to not show up.
My biggest issue, not looking as young as I feel. :P
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Happy Birthday and may you receive many more, I've heard when you hit 69 it all turns around. :grin:
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Happy Birthday Chet may you live a long and satisfied life.
kbrown
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Well just returned home from my day off.
I WON IWON I WON!!!!!!!!!!!!!!!!!!!!!
Doug I WON THEY LOST :thumb: :thumb:
How much you ask???
WEll 2995.00 and yes it came home with me!!!! :clock:is ticking :cool:
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Well just returned home from my day off.
I WON IWON I WON!!!!!!!!!!!!!!!!!!!!!
Doug I WON THEY LOST :thumb: :thumb:
How much you ask???
WEll 2995.00 and yes it came home with me!!!! :clock:is ticking :cool:
OK , you're buying dinner for me at the Okie ... I was gonna say beer , but considering how little how little I drink , well , that doesn't seem like a very good deal , for me that is . LOL .
Dusty
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Chet, is 2995.00 your monthly SS check? Mine is just half that.
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Quote from Ronzo-Boe-Boe: My biggest issue, not looking as young as I feel. :P
Welcome to the club...Two words: "Guzzi Geezer!" (LOL) :laugh: :grin: :rolleyes: :cool: :1: :thumb:
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Happy Birthday, Chet!
Beaver
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no jim went to a casino for my birthday. :grin:
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Happy Birthday you young whippersnapper.. :whip2: :smiley:
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Happy birthday Chet! Maybe you should start farming for fun?
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I can't chime in on what to do as I am ignorant on that subject and predict that I will be working until the day my heart stops beating...
But, I can say Happy Birthday Buddy!
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I can't chime in on what to do as I am ignorant on that subject and predict that I will be working until the day my heart stops beating...
But, I can say Happy Birthday Buddy!
I'm 62 but in that same boat as Luap.. good for you Chet!
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Happy belated birthday greetings Chet. Have a good one!
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no jim went to a casino for my birthday. :grin:
I thought you had won a bike on ebay that you wanted. Shot, now I'm not sure which was the better deal! :grin:
Do we take bets on whether you see 63 now? :evil:
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$3k from the Casino!
Jack Pot
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Biggest concern for me at 60 is how to pay for Medical. Not eligible until 65 for medicare, and current pricing through the (not so) affordable care act is about $1000 a month for my wife and I.
What am I missing?
Are you sure you looked at all the plans available in your state?
Maybe a $1000 month seems like a lot but for 2 people buying in the open market is far cheaper than what it was $10 years ago.
I get supplemental insurance + drug benefit for Medicare from my former employer as well as full coverage for my wife and it still runs me $500/month for that and then add on what the Medicare premium cost. At least she is covered for life if I bite the dust.
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And now you got the time to daydream and tell strangers long stories about your early youth, when .....
(http://i1299.photobucket.com/albums/ag77/Penderic/Penderic002/Imogene_Coca_Joe_E._Ross_Its_About_Time_1966_zpse79td8rt.jpg)
:grin:
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I'm like a number of you. If I retire again. I'd still be doing something to generate an income. It's not in my DNA to totally sit out life. For those that can, more power to you. :thumb: (corrected for Lannis)
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Good for you Chet! Great news!
Butt, I'll probably end up dying with the yoke on. The wife "retired" at 46, 12 years ago to play and the last 6 years have been rough for business.
If it was just me I'd be fine now but supporting the wife's "habit" force me to keep working.
It's cheaper to keep her.
The funny thing is I met with the Bank a couple of days ago about the Line of Credit which we never use. It was new people from the Bank and they asked me about my 10 year plan --must be a banking thing. I told them I'd be 73 in ten years and left it at that.
So I'll keep slogging along for as long as my health holds. Dad made it to 72 but he was disabled at 55, the stress of the Business ate him up.
I'll ride when I can, suffer government fools with the hope that Construction Business will boom in the next few years and I can help my kids. because they never ask, they're all great kids - and there is where I'm lucky
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Chet hasn't actually retired , just drawing his SS .
Dusty
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I'm like a number of you. If I retire again. I'd still be doing something to generate an income. It's not in the DNA to totally sit out life. For those that can, more power to you. :thumb:
Now that's an odd outlook.
If you're not making an income then you are "totally sitting out life?"
Come now, you KNOW there are tons of things you can do to volunteer, and help people out, and travel, and do fun things ... matter of fact, I've found since I've retired that grinding away for an income is a lot closer to "sitting out life" than doing what I actually want to do every, single day ....
Lannis
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Retire? Chet is a full time farmer now, when he isn't at the shop working on Guzzi's, or at the casino!
Enjoy the winnings! Happy Birthday!
Stay :cool:
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Now that's an odd outlook.
If you're not making an income then you are "totally sitting out life?"
Come now, you KNOW there are tons of things you can do to volunteer, and help people out, and travel, and do fun things ... matter of fact, I've found since I've retired that grinding away for an income is a lot closer to "sitting out life" than doing what I actually want to do every, single day ....
Lannis
I corrected my original post for you. The generate income is for ME. If you read yourself into that then you read wrong. You know I volunteered coach at the high school but I have a :thumb: for those that can do whatever they want after retiring from employment. :thumb:
You are obviously ok. I didn't put in the post. Lannis this pertains to you. :grin:
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I corrected my original post for you. The generate income is for ME. If you read yourself into that then you read wrong. You know I volunteered coach at the high school but I have a :thumb: for those that can do whatever they want after retiring from employment. :thumb:
You are obviously ok. I didn't put in the post. Lannis this pertains to you. :grin:
I understand your explanation, but it's hard NOT to read it the way I did ("being retired is sitting out life". adding "for ME, not for YOU" implicitly).
Sort of "buy a hat like this and you get a free bowl of soup, huh?" "Oh, looks good on YOU though" :grin:
Lannis
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Retirement ain't what it's cut out to be...... :grin: Gotta find something else to occupy your time. Sell everything and hit the road. :smiley:
The late Dr. Stephen Covey once said: "Never retire to leisure...only to projects"
Another one I always remembered from my college graduation day, our commencement speaker, the late CBS TV anchor, Jim Jensen told us: "Never stop learning..."
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I understand your explanation, but it's hard NOT to read it the way I did ("being retired is sitting out life". adding "for ME, not for YOU" implicitly).
Sort of "buy a hat like this and you get a free bowl of soup, huh?" "Oh, looks good on YOU though" :grin:
Lannis
Most of the time, I don't wear a hat......but I will take a free bowl of soup. :drool: .....well maybe not. Depends on the soup. :grin:
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So far the biggest joy of retirement is not being tied down to an iron clad schedule as most of us did when working. I stay quite busy but can still have a few "coffee breaks" through most days, or if I want to do something or go some where it can generally be done with little problem.
GliderJohn
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The time scheduling is yours. :thumb: Since I wasn't coaching during the summer. The National Rally was way easier to attend. Now I'm under a time constraint to get back here. :undecided:
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The time scheduling is yours. :thumb: Since I wasn't coaching during the summer. The National Rally was way easier to attend. Now I'm under a time constraint to get back here. :undecided:
Tom, I say you're still in your 50's. Your health is good so there's no need for you to retire yet. Some of us are not so lucky as you. Everybody has to decide what's best for them for whatever reasons. :blank:
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amgeneral I am part time everything :thumb:
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Happy (belated) birthday Chet.
We have universal superannuation here. Everyone gets it when they turn 65. If you carry on working (as I did) they tax the the tripe out of it. I worked for another two years and got some extra equipment for the workshop. Stopped work at the end of last year but I seem to have more than enough to keep me occupied. Am able to get out on the bike more, which is good.
Am thoroughly enjoying what I want to do rather than doing what I have to do.
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My own opinion is to retire as soon as you can...let a younger person have your job that may need it more than you....And by retire I don't mean doing nothing all day...
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Happy (belated) birthday Chet.
We have universal superannuation here. Everyone gets it when they turn 65. If you carry on working (as I did) they tax the the tripe out of it.
Am thoroughly enjoying what I want to do rather than doing what I have to do.
As Mark Twain said (I think) "Work is that which you are obliged to do. Leisure is that which you are NOT obliged to do".
We don't call it "superannuation" but we do call it "Social Security" and it works the same way - the payments are such as to discourage you from working after you're eligible.
And I suppose that's a good thing for the young people, assuming that there are still any around that can be arsed to actually DO the work that we used to do. Six hundred jobs open in our little region here in Virginia, from unskilled to sales to engineering, and no takers ....
Lannis
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I'm there myself. In fact I retire tomorrow as well. Congrats to you. My plan is to pick up a new bike. Italian if possible. Multi 1200 touring, so I can visit JJ in Sedona.
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Yeah, I have to get on the stick and get set up to. I can apply for SS in six months. Being an overweight smoking couch potato I would be silly not do start collecting the first day I can.
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What ever you do Chet don't sit down and stop having fun. That causes old age to sit in;)
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Well I got lucky(kinda) and have yet to tap into my SS @ 73 years young. But retired from work @ 54 yo. All I had to do is fall off a ladder 14' up at work, crack my skull, and end up with a 100% disability for life. :evil: Been retired for 19 years so far. :thumb: Before my injury I didn't know if I'd ever really have a retirement. Some times life moves in strange ways.
You guys waiting many years before you plan to retire. You're assuming you are going to iive a long life. I saw a guy who died before he received his 1st retirement check. :sad:
Went out @ age 50 :evil:
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What to do? Got to Kathmandu! :grin:
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Spend a few hours everyday @ the health club. One gentleman I know was I big shot for UPS. Lived all around the world, retired at age 55. I asked about his pension, he said it's absurd. I figure he went out with millions. He's 58 now and doesn't miss work period! :evil:
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Went out @ age 50 :evil:
My retirement financial adviser (who moonlights as a Texas turnip farmer) went out at 52 as I remember, and told me how he was doing it. I delayed all the way to 59 but everything is working as planned. You find ways to spend less money, you find clever ways to pay the doctor, and you stay ON THE ROAD and STAY BUSY.
The only thing getting in the way of that at the moment is KBRA duties, but that's controllable ....
Lannia
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Basically do anything to keep from becoming a couch potato, that will kill you. Besides the beauty and solitude another reason that we built in the country was that it forces us to be active taking care of things which is quite a bit more demanding than most city lots. We also attend a local wellness center M-F for exercise.
A retired doctor that I met at the center told me that when you retire spend about half your day taking care of yourself.
BTW, had a great about 80 mile ride today. Sun and upper 60s with light wind. Even better, found no more oil leaks on the Norge. Bad news is that it no longer marks it territory when around other brands.
GliderJohn
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Basically do anything to keep from becoming a couch potato, that will kill you. Besides the beauty and solitude another reason that we built in the country was that it forces us to be active taking care of things which is quite a bit more demanding than most city lots. We also attend a local wellness center M-F for exercise.
A retired doctor that I met at the center told me that when you retire spend about half your day taking care of yourself.
BTW, had a great about 80 mile ride today. Sun and upper 60s with light wind. Even better, found no more oil leaks on the Norge. Bad news is that it no longer marks it territory when around other brands.
GliderJohn
Well said... :1: :thumb: :cool:....and especially given the sad state of our healthcare system in this country. :rolleyes: :embarrassed: :shocked:
Keep active...stay healthy...keep moving forward! :cool: :thumb:
...as an old Phoenix DJ used to say: "I'll be mellow when I'm dead!!" :cool:
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I retired at 51 from a government job with a twenty year retirement and kept my health insurance. The wife and I moved to Louisiana where our parents lived and started looking after them while we built a house and started putting together a farm. We ended up building three houses and three chicken coops (and I made some epic motorcycle trips). I went back to work when someone made me an offer I couldn't refuse. I worked until my mom passed and started drawing down my investments at the rate of 5% per annum. Now that I'm sixty, we're living pretty comfortably and are looking forward to a decent raise (working those extra years with a pretty good salary really enhanced what my monthly will be) when I'm eligible for SS at 62 1/2. I work hard as a retiree. Between three of us, we keep about 13 acres mowed, we manage a garden and a bunch of poultry, I maintain most of our equipment, we still have three old folks to help out, and we manage to do a little volunteer work. This year we'll be remodeling our kitchen and adding a couple of rooms to our main house. There will come a time when the rocking chair will beckon, but it'll likely be a while before I succumb...
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:thumb:
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Chet, et al,
As evidenced by the above-written responses, there are as many ways to approach "retirement" as there are retirees who write about it. Me thinks a good place to start might be with the following:
"The goal is to become a mellow senior citizen and not a cranky old fart."
This is good, solid advice. As anyone watching the current political shitstorm, or driving on the roads, will attest, there are more than enough cranky people around to cover the current workload.
Change simply for the sake of change is seldom productive or rewarding. Still, Chet, this is good time to review the following:
-Your (former?) position at work.
-Your position in the local community.
-Married? The strength of your relationship.
-How clean is your motorcycle?
If it's morning and you're reading this, grab a cup of joe, go sit outside and watch the leaves fall.
If it's afternoon, grab a beer and go do the same.
I'm pretty sure you'll figure it out.
Let us know,
Late to the Party.
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Happy Birthday Chet!
Retirement is a great pool, jump in. Today I rented a stump grinder and learned all about that. Everyday is a new learning experience. :weiner:
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$3k--that's a pretty nice chicken dinner!
I'm a little older than you, and I have started doing some new things that are fun and I should be able to do even as I slide down that inevitable incline towards old age. I've been shooting a 22 pistol in silhouette matches (cutouts of metal animals out to 100 yds) and I also recently started playing taiko (Japanese) drums. Just got a shotgun and will try skeet.
Rich A
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There's a taiko group in Santa Fe? Who would have thought? So how's the forward stance? Is the sensei gaijin or nihon? :shock: When is obon anyway? I'm sure a number of the members are scratching their heads going "huh?" :smile: The local taiko groups come out during obon. Pretty cool.
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$3k--that's a pretty nice chicken dinner!
I'm a little older than you, and I have started doing some new things that are fun and I should be able to do even as I slide down that inevitable incline towards old age. I've been shooting a 22 pistol in silhouette matches (cutouts of metal animals out to 100 yds) and I also recently started playing taiko (Japanese) drums. Just got a shotgun and will try skeet.
Rich A
Don't shoot shotgun myself but shot a lot of bullseye and silhouette with guys that did - almost to a man the shotgun did their pistol work no good. Just a heads up.
Now to really add fuel to the fire, if your group offers up air pistol silhouette go for it. The IZH-46 is an excellent and (or was) cheap (guzzi content!) entry level pistol that does a good job on 10m too. If you don't like springers, the CZ built Tau 7 is one I can highly recommend. It's been a long time since I've shot either. Perhaps I should look at getting back into it. Ringing rams was not unlike getting fooseball goals. :grin:
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There's a taiko group in Santa Fe? Who would have thought? So how's the forward stance? Is the sensei gaijin or nihon? :shock: When is obon anyway? I'm sure a number of the members are scratching their heads going "huh?" :smile: The local taiko groups come out during obon. Pretty cool.
There are some taiko groups in Albuquerque, too. Gaijin. Lot's to learn and it is a challenge to remember the songs, but I'm enjoying it. We played at the Bon odori a while back.
Re shotgun: I probably won't shoot a lot of skeet as a full round is about $50 with cheap ammo.
Rich A
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:thumb:
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I spent part of yesterday evening shooting to big and ripe cucumbers with a S&W .38SP. It breaks them down quite nicely. :grin:
GliderJohn
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Try wadcutters sometime..... :evil:
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Quote from robe:
Try wadcutters sometime.....
Exactly. Missouri Bullet 158gr. LSWC over 4.2gr. of Unique.
GliderJohn
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Or just for the fun of it. Shoot air pistols/rifles in the basement. Same skills but harder because of the lower velocities. Allows you to shoot more often. :thumb: Kills that gap of time in between visits to the range. Supposedly that's what a lot of spec. op. guys are doing.
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:1:
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Well, I suck with a swing gun. Fun though.
Rich A
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Congrats on the achievement. What to do? Not sure - figuring that out myself and been told the same stuff I read here. It's a funny world - but you're smart (you ride a Goose!) so you'll make a plan that works.