Good information that... Figured out the trouble: I had not deleted the old Webshots link and zoomed right by Photobucket without noticing it.
Yah, I bought a 1TB external and have created a few logical drives on that for different sorts of files. Helps me find the gadget I am seeking a little more easily than a long tree on one drive. No use for "the Cloud". When I shut down at the end of a session the computer is turned fully off so it's a little harder for a hacker (for example) to get in and look around.
Say, a couple of days ago I made a second purchase from a retailer who say they do not store any customer credit card info. Surprise, my card info popped up when I went to checkout! Sent them a note and asked, the service agent replied the info is saved in my cookie for their site. She suggested if it was a concern, I could delete the cookie files. I suppose it is stored there because the site's instructions stuff it in there but it is a place I had not thought of when cleaning personal info out of the computer.