The folks who owned the place I rented were going to sell it. I could not find an affordable place to rent or buy.
In Ill noise I bought a place that cost less than 1/5 of what a home like that cost in Hawaii.
It is not the best place to live but it is affordable to me. In Hawaii I could no longer use the beaches or wander the wild places because of my legs. I can no longer ride more than 60 miles. I can not walk. This severely limits my lifestyle. Since I live most of my life indoors, I do not need to pay Hawaiis high cost of living which is based mostly on its' weather and the greed of those who control real estate. My cost of living is half what it used to be.
That is substantial.