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Sorry to hear about your accident. Hope you heal quickly and fully. I had strike 1 this year when a dump truck decided to cut me off on a local highway and I side-swiped the adjacent car going 65+. Was lucky not to fall and only the bike (along with my underwear) suffered some relatively minor damage. Since then yours is the 5th major accident of folks I know, 2 of which were in our small NJ Guzzi group. Riding this year just hasn't been all that much fun. Not sure If I want to wait for strike 2 and may join you in choosing to hang up my helmet. Been thinking that a manual trans roadster could be as much if not more fun given my current anxiety level. Maybe pick up another BMW Z / Miata or go retro with a Triumph or MGB.
On average, per mile traveled, motorcycle riders are 12 times more likely to get killed or seriously injured than car drivers. 66% of the serious/fatal accidents are cause by either head-to-head with oncoming traffic or riders failing to keep their bike on the road. Overall, the rider is the sole or primary contributor of serious/fatal accidents in 2/3 of the total number of accidents. In 42% of the fatal accidents, the rider's lack of skills was a contributing factor. Those are numbers from Norway. While I should statistically have been riding for more than a thousand years by the numbers of accidents with serious injuries I have been in, showing my contempt for HSE, I also know that I could have avoided every one of them if I had ridden inside the safe envelope instead of willingly taking immense risks. In other words, I know how to ride in order to almost certainly arrive back home unscathed, and today this is my habit.However, there is one thing we cannot control; everybody else. The Swede was victim of this. There is no way one can fully protect oneself from such accidents, be that being hit from behind or oncoming traffic instantly swerving onto your lane, flattening you in the process. Personally, I do not mind the risk, but if I did I would stop riding without guilt or regret. After all, what is the point of riding motorcycles if you do not enjoy it?
Interesting you cite Norway statistics. I toured there for a week this past July and noted that the majority of the roads were in far better condition than those in NJ and that the drivers were exceedingly courteous and well trained, typically yielding the right of way to motorcyclists. Also, I didn't see a single driver talking on their cellphone. The speed limits are vigorously enforced with the national max being 80 KPH (50 MPH). I suspect that US numbers are worse, possibly by a lot.