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I believe FF helmets are dangerous, for me at any rate, they cut down my ability to do a shoulder check.
I totally agree here. I've had a fusion on C5,6&7. I don't have enough neck movement to safely wear my full face. I've tried and it causes too much stress on my neck to try to turn me head that far especially if the intersection is at an angle. Now I'm looking at a fusion of C3&4. That means I have will 5 vertebrae in my neck that will be solid. I'm not sure how that will affect my riding.
Florida does not require a helmet, however, you must carry proof of medical insurance with a minimum coverage of $100,000.
A suggestion to those with neck/back related injuries, try one of the newer helmets manufactured with carbon fiber. They are much lighter, more aerodynamic and the prices have really come down over the past several years.
MY brother lives in Tampa and if I understood him correctly if you over 21 and do not wish to wear a helmet you must have insurance or completed a motorcycle safety course.