Happened to me to, a long time ago, can't remember mileage on it but possibly as low as that, but in 3 years not 20
I went for alloy timing gears, would never go back, that tensioner fail is one of biggest issues in my 38 year ownership, I was travelling in NZ (from UK) and had to have bits sent from all over the world and rebuild it on verandah where I was staying, I bent at least 2 valves but think I got away with pistons, can't remember, was in 82-3 I think.
Others like em, not me, only seen half a dozen others broken but almost all high mileage ones I know now have ago gears.
If you think about it, the pressure from spring loads the chain, causing wear, when chain is totally knackered you can't hear it, something has to give.
Changing chain earlier would've stopped the break but another maintenance hassle I can live without, esp travelling.
MH