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You asked, so here is my opinion. casual use in the summer and you admit it works just fine? Nah. Worry about something else.
CCA is for starting and is much more important as temperatures dip. Battery reserve minutes become important when your charging system fails. Those minutes are your estimated time to complete darkness. Your battery also cushions your charging system. Many systems will not keep up at a stop and the battery will be used to keep things running smooth. So in a nutshell, unless you have a need for extra power for cold weather, or expecting a system failure you should be good with the battery you have.
Have you checked out your electrical system? Just a simple volts at idle, volts at 3000 rpm type of check? And a parasitic draw test? If all that is good, then a so-so battery should be fine.
No. Electrical stuff is my kryptonite. I view anything beyond making sure the terminals are clean right up there with calculus. Tbh I’d take the calculus over a multimeter. I know, I know, I’ll send my man card in. 😂😂😂