In about 300K miles of touring, including an around the world trip, I've only had two incidents. I only use soft bags. In St. John's, Newfoundland my wife's saddlebags were taken off her bike and the contents rifled but nothing stolen. Apparently they were not interested in dirty laundry, feminine products and spare bike parts. In Prague, while we were asleep in our tent, some thieves unstaked the fly, unzipped the tent and removed our tank bags from between us. That was frustrating as the bags included our passports. Now the valuables are kept at the bottom of our sleeping bags!